Give your AI agent a wallet.
Give your AI agents autonomous spending power without handing over the keys to your company treasury. Scoped keys. Hard caps. Instant settlement.
Procurement Agent
Claude 3.7 · MCP Agent
The Delegation Model
How agent wallets work.
Verify your business once. Give your AI agents dedicated NUBAN wallets with programmable spend gates.
Verify identity once.
Complete standard corporate onboarding once with Numero. The AI model is never asked for proof of identity — your verified company remains the legal and regulatory account holder on licensed partner rails.
DevStudio Africa Ltd
RC Number: 1928374
Deterministic Governance
Never wake up to a drained treasury.
Set an autonomous ceiling of ₦50,000. Everything below settles instantly on local rails. Anything above pauses execution and dispatches an instant 1-tap confirmation prompt to your phone.
Policy & Delegation Studio
Claude ProcurementHard ceiling for autonomous spend in a 24-hour cycle. Resets at 00:00 WAT.
Payments above this trigger a 1-tap SMS/Email confirmation to the owner.
Whitelisted Suppliers Only
Reject transfers to any non-preapproved bank account.
Allow Virtual Account Creation
Permit agent to issue dedicated dynamic NGN account numbers.
Effective Agent Capabilities
Developer & MCP Architecture
Built for agents.
Accessible through APIs and MCP.
No custom payment glue. Your agent discovers permitted tools on boot over the Model Context Protocol (MCP) or executes transfers through high-performance REST endpoints.
import { NumeroAgent } from "@numero/agents";
const agent = new NumeroAgent({ delegationToken: process.env.NUMERO_AGENT_TOKEN });
const payment = await agent.pay({
beneficiary: "ABC Supplies Ltd",
accountNumber: "0123456789",
bankCode: "058",
amount: 24500,
narration: "Invoice #8820 automated settlement"
});
console.log(payment.status); // "completed"Click “Run simulated tool execution” to test this tool call.
Simulates policy verification, account ledger check, and rail dispatch.
Ecosystem Interoperability
Use Numero with the AI tools you already run.
Designed for the emerging agent ecosystem. Connect your wallets to leading frontier models, MCP clients, orchestration frameworks, or proprietary AI runtimes.
Anthropic Claude
Frontier LLM & Assistant
Connect Numero directly to Claude Desktop, Claude Enterprise, or Claude API runners via our standardized MCP tool server.
mcp_servers: { numero: { command: "npx @numero/mcp" } }OpenAI ChatGPT
Assistants API & Custom GPTs
Expose financial capabilities to custom GPTs, Assistants API threads, or fine-tuned agents with deterministic JSON tool calling.
tools = [{ type: "function", function: numero_pay_spec }]Google Gemini
Multimodal AI Models
Integrate regulated payment actions into Gemini 1.5/2.0 agents with strict parameter verification and token-scoped security.
tools = [Tool(function_declarations=[numero_tools])]Model Context Protocol (MCP)
Agent Open Standard
Numero acts as an open financial tool server in the MCP standard, enabling any compliant client to discover wallet capabilities.
tools/list -> [numero_get_balance, numero_pay]LangChain & CrewAI
Agent Orchestration
Drop pre-built Numero payment tools directly into multi-agent teams, autonomous crews, and supervisor graphs.
toolkit = NumeroAgentToolkit(delegation_token=...)Custom Agent Microservices
Proprietary Architectures
Build proprietary procurement bots, finance workflows, or customer AI apps using standard HTTP endpoints and webhooks.
POST https://api.usenumero.com/v1/agents/transfersEcosystem note: Numero Agent Wallets are being engineered for compatibility with open protocols such as the Model Context Protocol (MCP) and public tool-calling standards. Brand names, models, and logos represent intended runtime technical compatibility and do not imply an official partnership or corporate endorsement by Anthropic, OpenAI, Google, or other respective owners.
Real-World Deployments
What happens when your agents can actually pay?
From automated inventory restocking to self-funding cloud infrastructure. Real businesses running practical autonomous financial workflows.
Procurement Agent
Automated vendor restocking & supplier settlement
When enterprise warehouse inventory dips below minimum thresholds, the procurement bot obtains quotes, confirms availability with approved suppliers, and settles invoices directly via local bank transfer.
Agent Execution Steps
Finance & Accounts Agent
Reconcile inflows, generate receipts, and pay recurring bills
An automated treasury assistant that monitors customer inflows, verifies matched reference codes against billing statements, and settles recurring utility and tax obligations autonomously.
Agent Execution Steps
Autonomous Commerce Agent
Issue dedicated payment details and trigger fulfillment
An autonomous AI sales concierge on WhatsApp or web storefront that creates unique virtual accounts per shopper, confirms instantaneous payment, and funds shipping logistics partners.
Agent Execution Steps
Cloud & DevOps Operations Agent
Fund infrastructure, API credits, and emergency compute
A site reliability agent that monitors AI model token balances, GPU clusters, and server hosting credits, autonomously topping up cloud resources before quotas cause production downtime.
Agent Execution Steps
Team Expense & Travel Agent
Disburse approved team stipends within strict policies
An internal corporate assistant that manages travel arrangements and expense reimbursements for employees within company policy guidelines, eliminating manual bank transfers and receipt chases.
Agent Execution Steps
Developer AI Products
Embed automated payments into custom AI applications
Startups building next-generation AI agents for legal, medical, agricultural, or hospitality industries that require native financial capability without building payment infrastructure from scratch.
Agent Execution Steps
Financial Safety & Compliance
Autonomous does not mean unaccountable.
Financial rails require absolute predictability. Numero's delegation architecture ensures zero debt risk, segregated balances, and instant token kill switches.
Licensed Financial Infrastructure
Numero provides the wallet ledger and payment technology in partnership with licensed financial institutions in Nigeria. A verified human or corporate entity remains the legal account owner.
The LLM Is Never Proof of Identity
An AI model cannot open an account or prove who it is. Identity is established once by a verified person or business with Numero. The model merely receives a delegated, revocable access key.
Zero Autonomous Overdraft
Agent wallets cannot incur debt, overdraft, or borrow funds autonomously. An agent can never spend more than the explicitly funded wallet balance or its configured daily threshold.
Deterministic Limit Enforcement
Spending caps, frequency throttles, and beneficiary restrictions are enforced deterministically on Numero's ledger rails — not through prompt engineering or model instruction tuning.
Instant Revocation Kill Switch
If an agent behaves unexpectedly or a token is compromised, a single tap immediately revokes the agent's delegation token and blocks all pending transactions.
Tamper-Evident Audit Trail
Every tool invocation, prompt context hash, recipient bank code, and timestamp is permanently recorded in your audit log, making financial reporting and compliance seamless.
Early Access
Give your agent a wallet.
Join the private preview. We are onboarding developer teams, AI startups, and forward-looking enterprises building autonomous workflows in Nigeria.
Frequently Asked Questions
Questions & answers.
Everything you need to know about the regulatory model, security boundaries, and developer rollout of Numero AI Agent Wallets.